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Compound Interest Calculator

Any principal, any rate, any compounding frequency.

₹1,000₹1,00,00,000
1%30%
1 yr40 yr

Final amount

₹2.16 L

Principal₹1,00,000
Interest earned₹1,15,892
Principal46%
Interest54%

Compounding frequency matters less than you think

At 8% for 10 years, ₹1 lakh grows to ₹2.159L with yearly compounding and ₹2.22L with monthly — a real but modest difference. Rate and time dominate; a 1% higher rate beats any frequency upgrade.

Frequently asked questions

What's the difference between CAGR and absolute return?

Absolute return is total growth over the whole period; CAGR is the constant yearly rate that would produce it. A 100% absolute gain over 6 years is a 12.2% CAGR — always compare investments on CAGR.

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