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10+ issuing banks

Stop paying for the wrong credit card

Cashback, lounge access, fuel savings or pure lifestyle — compare cards from India's top issuers and apply for the one that actually matches how you spend.

Browse cards by bank

HDFC Bank

4 cards

India's largest card issuer — from lifetime-free starters to super-premium metal cards, with the deepest merchant offer network in the country.

Interest from 3.4% – 3.75% per month

Compare HDFC cards

ICICI Bank

4 cards

Strong co-branded lineup — the Amazon Pay card is India's most popular cashback card — plus solid travel and lifestyle options.

Interest from 3.4% – 3.67% per month

Compare ICICI cards

Axis Bank

4 cards

Home of the Flipkart Axis cashback card and ACE — plus Atlas and Magnus for serious travel-reward optimisers.

Interest from 3.0% – 3.75% per month

Compare Axis cards

SBI Card

4 cards

India's largest pure-play card company — simple reward cards, a strong cashback card and wide acceptance across co-branded travel partners.

Interest from 3.5% per month (typical)

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IndusInd Bank

4 cards

Known for genuinely lifetime-free premium cards and reward points that never expire — strong dining and travel tie-ups.

Interest from 1.79% – 3.95% per month

Compare IndusInd cards

IDFC FIRST Bank

4 cards

The lifetime-free specialist — low interest rates from 0.75%/month, never-expiring points, and a clean digital experience.

Interest from 0.75% – 3.65% per month

Compare IDFC FIRST cards

AU Small Finance Bank

4 cards

Fast-growing challenger with the youth-focused LIT card — India's first customisable credit card where you switch features on and off.

Interest from 1.99% – 3.59% per month

Compare AU cards

HSBC

3 cards

International-first issuer — clean cashback on Live+, and TravelOne for flexible mile transfers to global airline and hotel partners.

Interest from ~3.49% per month

Compare HSBC cards

YES Bank

3 cards

The Pop-Club card brings brand-community perks for young spenders; Marquee anchors the premium end with strong online reward rates.

Interest from 1.99% – 3.5% per month

Compare YES cards

Bank of Baroda

4 cards

BOBCARD's straightforward lineup — genuinely low-fee entry cards through to Eterna's premium rewards, with wide PSU-bank trust.

Interest from ~3.49% per month

Compare BoB cards

Popular picks right now

Crowd favourites across cashback, dining and everyday spending — one standout per bank.

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Why pick your card through QCred

Matched to your spending

Heavy on fuel? Frequent flyer? Online shopper? We shortlist cards where your actual spending earns the most back.

Lifetime-free options

Genuine zero-fee cards exist — we flag which 'free' offers are truly free and which hide renewal conditions.

Credit-builder friendly

New to credit? Secured and starter cards help you build a score without rejection risk.

Honest fine print

Reward caps, milestone conditions, lounge visit limits — we surface the fine print before you apply, not after.

Credit card FAQs

Which credit card is best for beginners?

A lifetime-free cashback card from your salary bank is the usual best start — no fee pressure while you build usage history. After 6–12 months of on-time payments, premium cards open up.

Does applying for multiple cards hurt my score?

Yes — each application triggers a hard inquiry. Apply for one well-matched card instead of scattering applications; that's exactly what our matching prevents.

The right card is the one that matches your spending

Two minutes about how you spend — we'll shortlist the cards where it earns the most. Free, no credit-score impact.

Get Matched Now