Stop paying for the wrong credit card
Cashback, lounge access, fuel savings or pure lifestyle — compare cards from India's top issuers and apply for the one that actually matches how you spend.
Browse cards by bank
HDFC Bank
4 cardsIndia's largest card issuer — from lifetime-free starters to super-premium metal cards, with the deepest merchant offer network in the country.
Interest from 3.4% – 3.75% per month
Compare HDFC cardsICICI Bank
4 cardsStrong co-branded lineup — the Amazon Pay card is India's most popular cashback card — plus solid travel and lifestyle options.
Interest from 3.4% – 3.67% per month
Compare ICICI cardsAxis Bank
4 cardsHome of the Flipkart Axis cashback card and ACE — plus Atlas and Magnus for serious travel-reward optimisers.
Interest from 3.0% – 3.75% per month
Compare Axis cardsSBI Card
4 cardsIndia's largest pure-play card company — simple reward cards, a strong cashback card and wide acceptance across co-branded travel partners.
Interest from 3.5% per month (typical)
Compare SBI cardsIndusInd Bank
4 cardsKnown for genuinely lifetime-free premium cards and reward points that never expire — strong dining and travel tie-ups.
Interest from 1.79% – 3.95% per month
Compare IndusInd cardsIDFC FIRST Bank
4 cardsThe lifetime-free specialist — low interest rates from 0.75%/month, never-expiring points, and a clean digital experience.
Interest from 0.75% – 3.65% per month
Compare IDFC FIRST cardsAU Small Finance Bank
4 cardsFast-growing challenger with the youth-focused LIT card — India's first customisable credit card where you switch features on and off.
Interest from 1.99% – 3.59% per month
Compare AU cardsHSBC
3 cardsInternational-first issuer — clean cashback on Live+, and TravelOne for flexible mile transfers to global airline and hotel partners.
Interest from ~3.49% per month
Compare HSBC cardsYES Bank
3 cardsThe Pop-Club card brings brand-community perks for young spenders; Marquee anchors the premium end with strong online reward rates.
Interest from 1.99% – 3.5% per month
Compare YES cardsBank of Baroda
4 cardsBOBCARD's straightforward lineup — genuinely low-fee entry cards through to Eterna's premium rewards, with wide PSU-bank trust.
Interest from ~3.49% per month
Compare BoB cardsPopular picks right now
Crowd favourites across cashback, dining and everyday spending — one standout per bank.
Millennia Credit Card
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Joining: ₹1,000 + taxes
5% cashback on Amazon, Flipkart, Swiggy, Zomato and more
Amazon Pay ICICI Credit Card
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Joining: ₹0
5% back on Amazon for Prime members (3% non-Prime)
Flipkart Axis Bank Credit Card
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Joining: ₹500 + taxes
5% cashback on Flipkart and Cleartrip
Cashback SBI Card
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Joining: ₹999 + taxes
5% cashback on ALL online spends — no merchant list to remember
Platinum Aura Edge Credit Card
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Joining: ₹0
Choose your own rewards plan (shopping/dining/travel weighting)
FIRST Millennia Credit Card
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Joining: ₹0
10X points on spends above ₹20k/month and birthday spends
Shop cards by category
Why pick your card through QCred
Matched to your spending
Heavy on fuel? Frequent flyer? Online shopper? We shortlist cards where your actual spending earns the most back.
Lifetime-free options
Genuine zero-fee cards exist — we flag which 'free' offers are truly free and which hide renewal conditions.
Credit-builder friendly
New to credit? Secured and starter cards help you build a score without rejection risk.
Honest fine print
Reward caps, milestone conditions, lounge visit limits — we surface the fine print before you apply, not after.
Credit card FAQs
Which credit card is best for beginners?
A lifetime-free cashback card from your salary bank is the usual best start — no fee pressure while you build usage history. After 6–12 months of on-time payments, premium cards open up.
Does applying for multiple cards hurt my score?
Yes — each application triggers a hard inquiry. Apply for one well-matched card instead of scattering applications; that's exactly what our matching prevents.
The right card is the one that matches your spending
Two minutes about how you spend — we'll shortlist the cards where it earns the most. Free, no credit-score impact.
Get Matched Now