SBI Card Credit Cards
India's largest pure-play card company — simple reward cards, a strong cashback card and wide acceptance across co-branded travel partners.
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Popular SBI Card cards
Hand-picked variants across rewards, cashback, travel and lifetime-free. Fees shown are indicative — the issuer's latest schedule applies.
Cashback SBI Card
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Cashback SBI Card
- 5% cashback on ALL online spends — no merchant list to remember
- 1% on offline spends; cashback auto-credits to statement
- Monthly cashback cap ₹5,000
SimplyCLICK SBI Card
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SimplyCLICK SBI Card
- 10X points on Amazon, BookMyShow, Cleartrip, Swiggy and partners
- Amazon voucher worth ₹500 on joining
- ₹2,000 Cleartrip voucher on ₹1L annual online spends
SimplySAVE SBI Card
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SimplySAVE SBI Card
- 10X points on dining, movies, groceries and departmental stores
- Good first card for offline-heavy spenders
- Spend-based fee waiver keeps it effectively free
SBI Card ELITE
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SBI Card ELITE
- Welcome e-voucher worth ₹5,000 (Yatra/Shoppers Stop and more)
- 6 international + 8 domestic lounge visits a year
- Free movie tickets worth ₹6,000 annually
Fees & charges
- Interest on revolving balance
- ~3.5% / month
- Cash advance fee
- ~2.5% of amount (min ₹300–500)
- Late payment charges
- ₹0 – ₹1,300 slab-wise on amount due
- Foreign currency markup
- 1.99% – 3.5%
- Fuel surcharge waiver
- ~1% on eligible slabs, capped monthly
Eligibility
- Age
- 21 – 60 years (up to 65–75 for some issuers)
- Income
- ₹15,000 – ₹25,000+/month for entry cards; higher for premium
- Employment
- Salaried or self-employed with steady income
- Credit score
- 700+ improves approval odds and limits
Documents
- PAN card (mandatory for all card applications)
- Aadhaar / passport / voter ID as identity & address proof
- Latest salary slips or ITR for income proof (premium cards)
- Passport-size photo if digital KYC hasn't captured one
SBI Card card FAQs
Is the Cashback SBI Card's 5% really on all online spends?
Yes, with exclusions (rent, fuel, utilities, wallet loads, EMI conversions) and a ₹5,000 monthly cashback cap — still one of the strongest flat online cashback rates in India.
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