HSBC Credit Cards
International-first issuer — clean cashback on Live+, and TravelOne for flexible mile transfers to global airline and hotel partners.
Checking with QCred uses a soft enquiry — it never affects your credit score.
Find your best offers on HSBC credit cards
It takes 2 minutes. This will not affect your credit score.
Popular HSBC cards
Hand-picked variants across rewards, cashback, travel and lifetime-free. Fees shown are indicative — the issuer's latest schedule applies.
HSBC Live+ Credit Card
•••• •••• •••• ••••
HSBC Live+ Credit Card
- 10% cashback on dining, food delivery and grocery (caps apply)
- 1.5% unlimited cashback on other spends
- 4 domestic lounge visits a year
HSBC Visa Platinum Credit Card
•••• •••• •••• ••••
HSBC Visa Platinum Credit Card
- 2 points per ₹150; 5X after ₹4L annual spends
- Simple LTF card from an international bank
- Good companion card for offline spends
HSBC TravelOne Credit Card
•••• •••• •••• ••••
HSBC TravelOne Credit Card
- Points transfer to 20+ airline & hotel partners at 1:1
- 6 international + 4 domestic lounge visits yearly
- Strong welcome bonus worth ~₹12,000 in travel credits
Fees & charges
- Interest on revolving balance
- ~3.49% / month
- Cash advance fee
- ~2.5% of amount (min ₹300–500)
- Late payment charges
- ₹0 – ₹1,300 slab-wise on amount due
- Foreign currency markup
- 0.99% – 3.5%
- Fuel surcharge waiver
- ~1% on eligible slabs, capped monthly
Eligibility
- Age
- 21 – 60 years (up to 65–75 for some issuers)
- Income
- ₹15,000 – ₹25,000+/month for entry cards; higher for premium
- Employment
- Salaried or self-employed with steady income
- Credit score
- 700+ improves approval odds and limits
Documents
- PAN card (mandatory for all card applications)
- Aadhaar / passport / voter ID as identity & address proof
- Latest salary slips or ITR for income proof (premium cards)
- Passport-size photo if digital KYC hasn't captured one
HSBC card FAQs
Who should pick HSBC TravelOne?
Frequent international travellers who value transfer flexibility — its 1:1 transfers to Singapore KrisFlyer, Qatar Avios, Accor and others rival cards costing three times as much.
More categories you'll like
Cards from other banks
Not sure which HSBC card fits you?
Tell us how you spend — we'll match the card where your money earns the most back. Free, no score impact.
Get Matched Now