Best Rewards Credit Cards in India
Solid points on everyday spending — groceries, bills, dining and more — with flexible redemption options.
Regalia Gold Credit Card
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Joining: ₹2,500 + taxes
Annual: ₹2,500 (waived on ₹4L annual spend)
Complimentary domestic + international lounge access
Coral Credit Card
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Joining: ₹500 + taxes
Annual: ₹500 (waived on ₹1.5L annual spend)
25% off movie tickets on BookMyShow & Inox (up to ₹100, twice a month)
SimplySAVE SBI Card
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Joining: ₹499 + taxes
Annual: ₹499 (waived on ₹1L annual spend)
10X points on dining, movies, groceries and departmental stores
Platinum Aura Edge Credit Card
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Joining: ₹0
Annual: ₹0 — lifetime free
Choose your own rewards plan (shopping/dining/travel weighting)
FIRST Classic Credit Card
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Joining: ₹0
Annual: ₹0 — lifetime free
3X–10X reward structure on incremental spends
AU Altura Credit Card
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Joining: ₹199 + taxes
Annual: ₹199 (waived on ₹20k quarterly spend)
2% cashback on grocery, departmental and utility spends (caps apply)
AU Altura Plus Credit Card
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Joining: ₹499 + taxes
Annual: ₹499 (waived on ₹80k annual spend)
2X points on online spends
YES Marquee Credit Card
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Joining: ₹9,999 + taxes
Annual: ₹4,999 (spend-based waiver)
36 points per ₹200 on online spends (top-tier rate)
YES Prosperity Rewards Plus
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Joining: ₹399 + taxes
Annual: ₹399 (waived on ₹50k annual spend)
Reward points on all retail spends
BOBCARD Easy
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Joining: ₹0 (spend-based)
Annual: ₹500 (waived on ₹6k spend in 60 days / yearly spends)
5X points on grocery, departmental stores and movies
BOBCARD Select
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Joining: ₹750 + taxes
Annual: ₹750 (spend-based waiver)
5X points on online spends
BOBCARD Premier
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Joining: ₹1,000 + taxes
Annual: ₹1,000 (spend-based waiver)
10X points on travel, dining and international spends
Not sure which rewards card fits best?
Tell us your number — an advisor calls back with the top 2–3 matches for your spending. No credit-score impact.