IndusInd Bank Credit Cards
Known for genuinely lifetime-free premium cards and reward points that never expire — strong dining and travel tie-ups.
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Popular IndusInd Bank cards
Hand-picked variants across rewards, cashback, travel and lifetime-free. Fees shown are indicative — the issuer's latest schedule applies.
Platinum Aura Edge Credit Card
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Platinum Aura Edge Credit Card
- Choose your own rewards plan (shopping/dining/travel weighting)
- Reward points never expire
- 1% fuel surcharge waiver on ₹500–3,000 transactions
EazyDiner Platinum Credit Card
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EazyDiner Platinum Credit Card
- EazyDiner Prime membership — up to 50% off dining
- 2X points on dining and weekend spends
- Complimentary Total Protect insurance cover
Legend Credit Card
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Legend Credit Card
- Priority Pass with 600+ airport lounges
- Personal air accident insurance cover
- Luxury welcome benefits (Luxe gift card, brand vouchers)
Pinnacle World Credit Card
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Pinnacle World Credit Card
- VIP airport lounge membership — up to 8 visits a year
- BookMyShow movie ticket offers
- High reward rate on online and international spends
Fees & charges
- Interest on revolving balance
- 1.79% – 3.95% / month
- Cash advance fee
- ~2.5% of amount (min ₹300–500)
- Late payment charges
- ₹0 – ₹1,300 slab-wise on amount due
- Foreign currency markup
- ~3.5%
- Fuel surcharge waiver
- ~1% on eligible slabs, capped monthly
Eligibility
- Age
- 21 – 60 years (up to 65–75 for some issuers)
- Income
- ₹15,000 – ₹25,000+/month for entry cards; higher for premium
- Employment
- Salaried or self-employed with steady income
- Credit score
- 700+ improves approval odds and limits
Documents
- PAN card (mandatory for all card applications)
- Aadhaar / passport / voter ID as identity & address proof
- Latest salary slips or ITR for income proof (premium cards)
- Passport-size photo if digital KYC hasn't captured one
IndusInd Bank card FAQs
Are IndusInd's lifetime-free cards actually free?
The core Platinum Aura Edge and several co-branded variants are genuinely LTF (often as limited-period offers) — confirm the ₹0 joining AND ₹0 renewal in the application summary before submitting.
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