Axis Bank Credit Cards
Home of the Flipkart Axis cashback card and ACE — plus Atlas and Magnus for serious travel-reward optimisers.
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Popular Axis Bank cards
Hand-picked variants across rewards, cashback, travel and lifetime-free. Fees shown are indicative — the issuer's latest schedule applies.
Flipkart Axis Bank Credit Card
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Flipkart Axis Bank Credit Card
- 5% cashback on Flipkart and Cleartrip
- 4% on Swiggy, Uber, PVR and partner merchants
- 1.5% on everything else — strong base rate
ACE Credit Card
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ACE Credit Card
- 5% cashback on bill payments & recharges via Google Pay
- 4% on Swiggy, Zomato, Ola
- Flat 1.5% unlimited cashback on other spends
Axis Atlas Credit Card
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Axis Atlas Credit Card
- 5 EDGE Miles per ₹100 on travel; 2 per ₹100 otherwise
- Miles transfer to airline/hotel partners at up to 1:2
- Tiered milestone miles + lounge access that grows with spends
My Zone Credit Card
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My Zone Credit Card
- SonyLIV annual subscription complimentary
- Buy-one-get-one movie tickets on Paytm
- 40% off Swiggy twice a month (up to ₹120)
Fees & charges
- Interest on revolving balance
- 3.0% – 3.75% / month
- Cash advance fee
- ~2.5% of amount (min ₹300–500)
- Late payment charges
- ₹0 – ₹1,300 slab-wise on amount due
- Foreign currency markup
- 1.5% – 3.5%
- Fuel surcharge waiver
- ~1% on eligible slabs, capped monthly
Eligibility
- Age
- 21 – 60 years (up to 65–75 for some issuers)
- Income
- ₹15,000 – ₹25,000+/month for entry cards; higher for premium
- Employment
- Salaried or self-employed with steady income
- Credit score
- 700+ improves approval odds and limits
Documents
- PAN card (mandatory for all card applications)
- Aadhaar / passport / voter ID as identity & address proof
- Latest salary slips or ITR for income proof (premium cards)
- Passport-size photo if digital KYC hasn't captured one
Axis Bank card FAQs
ACE vs Flipkart Axis — which cashback card wins?
ACE if your big spends are bills, recharges and food delivery; Flipkart Axis if you shop on Flipkart regularly. Both give 1.5%+ on everything else, so pick by your top category.
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