Bajaj Finserv Loan Against Property
India's largest consumer NBFC — near-instant digital sanctions, Flexi loan structures where you pay interest only on what you use.
★ Large-ticket LAP with fast doc-light processing.
Bajaj Loan Against Property at a glance
- Interest rate
- 9.85% – 14% p.a.
- Processing fee
- Up to 1.18%
- Maximum amount
- ₹15 Cr (via BHFL)
- Tenure
- Up to 18 years
Indicative as compiled by QCred; the lender's live schedule prevails. Your rate depends on credit score, income and loan size.
Check your Bajaj loan against property offer
It takes 2 minutes. This will not affect your credit score.
Bajaj vs other lenders on loan against property
| Lender | Interest rate | Processing fee | Max amount | |
|---|---|---|---|---|
| HDFC Bank | 9.50% – 11% p.a. | Up to 1% | ₹10 Cr | Apply → |
| State Bank of India | 10.00% – 11.30% p.a. | 1% (capped) | ₹7.5 Cr | Apply → |
| ICICI Bank | 9.75% – 11.50% p.a. | Up to 1% | ₹10 Cr | Apply → |
| Axis Bank | 9.90% – 11.75% p.a. | Up to 1% | ₹5 Cr+ | Apply → |
| Kotak Mahindra Bank | 9.60% – 11.25% p.a. | Up to 1% | ₹7.5 Cr | Apply → |
| Punjab National Bank | 10.10% – 12% p.a. | 0.75% – 1% | ₹5 Cr | Apply → |
| Bank of Baroda | 9.85% – 11.60% p.a. | Up to 1% | ₹5 Cr | Apply → |
| IDFC FIRST Bank | 9.95% – 12% p.a. | Up to 1.5% | ₹7 Cr | Apply → |
| Tata Capital | 10.10% – 13% p.a. | Up to 1.25% | ₹5 Cr | Apply → |
| Bajaj Finserv | 9.85% – 14% p.a. | Up to 1.18% | ₹15 Cr (via BHFL) | Apply → |
Eligibility
- Age
- 21 – 70 years
- Property
- Residential / commercial / industrial, clear title
- Income
- Sufficient to service EMI (salaried or business)
- Credit score
- 650+ recommended
Documents required
- PAN and Aadhaar
- Income proof (ITR / salary slips)
- Complete property document chain
- Last 6 months' bank statements
Bajaj Finserv Loan Against Property FAQs
What is the Bajaj Finserv loan against property interest rate?
Bajaj Finserv loan against property rates currently run 9.85% – 14% p.a. depending on your credit score, income profile and loan amount. The processing fee is Up to 1.18%. Rates are revised periodically — QCred confirms the live rate for your profile before you apply.
How much loan against property can I get from Bajaj Finserv?
Up to ₹15 Cr (via BHFL), subject to your repayment capacity (lenders cap total EMIs near half your net income) with tenures of Up to 18 years. Use our eligibility calculator for a quick estimate.
Should I apply to Bajaj Finserv directly or through QCred?
The rate and product are the same — but through QCred you see how Bajaj's offer compares against other lenders for your exact profile before committing, and one advisor tracks your file to disbursal. Our service is free; lenders pay us on disbursal.