Tata Capital Loan Against Property
Tata group NBFC — flexible underwriting beyond bank norms, quick processing, and structured products for self-employed borrowers.
★ Higher LTVs than banks on select property types.
Tata Capital Loan Against Property at a glance
- Interest rate
- 10.10% – 13% p.a.
- Processing fee
- Up to 1.25%
- Maximum amount
- ₹5 Cr
- Tenure
- Up to 20 years
Indicative as compiled by QCred; the lender's live schedule prevails. Your rate depends on credit score, income and loan size.
Check your Tata Capital loan against property offer
It takes 2 minutes. This will not affect your credit score.
Tata Capital vs other lenders on loan against property
| Lender | Interest rate | Processing fee | Max amount | |
|---|---|---|---|---|
| HDFC Bank | 9.50% – 11% p.a. | Up to 1% | ₹10 Cr | Apply → |
| State Bank of India | 10.00% – 11.30% p.a. | 1% (capped) | ₹7.5 Cr | Apply → |
| ICICI Bank | 9.75% – 11.50% p.a. | Up to 1% | ₹10 Cr | Apply → |
| Axis Bank | 9.90% – 11.75% p.a. | Up to 1% | ₹5 Cr+ | Apply → |
| Kotak Mahindra Bank | 9.60% – 11.25% p.a. | Up to 1% | ₹7.5 Cr | Apply → |
| Punjab National Bank | 10.10% – 12% p.a. | 0.75% – 1% | ₹5 Cr | Apply → |
| Bank of Baroda | 9.85% – 11.60% p.a. | Up to 1% | ₹5 Cr | Apply → |
| IDFC FIRST Bank | 9.95% – 12% p.a. | Up to 1.5% | ₹7 Cr | Apply → |
| Tata Capital | 10.10% – 13% p.a. | Up to 1.25% | ₹5 Cr | Apply → |
| Bajaj Finserv | 9.85% – 14% p.a. | Up to 1.18% | ₹15 Cr (via BHFL) | Apply → |
Eligibility
- Age
- 21 – 70 years
- Property
- Residential / commercial / industrial, clear title
- Income
- Sufficient to service EMI (salaried or business)
- Credit score
- 650+ recommended
Documents required
- PAN and Aadhaar
- Income proof (ITR / salary slips)
- Complete property document chain
- Last 6 months' bank statements
Tata Capital Loan Against Property FAQs
What is the Tata Capital loan against property interest rate?
Tata Capital loan against property rates currently run 10.10% – 13% p.a. depending on your credit score, income profile and loan amount. The processing fee is Up to 1.25%. Rates are revised periodically — QCred confirms the live rate for your profile before you apply.
How much loan against property can I get from Tata Capital?
Up to ₹5 Cr, subject to your repayment capacity (lenders cap total EMIs near half your net income) with tenures of Up to 20 years. Use our eligibility calculator for a quick estimate.
Should I apply to Tata Capital directly or through QCred?
The rate and product are the same — but through QCred you see how Tata Capital's offer compares against other lenders for your exact profile before committing, and one advisor tracks your file to disbursal. Our service is free; lenders pay us on disbursal.